Commercial auto insurance in Fort Myers
Coverage for every mile your business drives.
We compare quotes from multiple carriers for work trucks, vans and fleets, then a licensed agent walks you through every option in plain English.
Multiple carriersOne conversation, several quotes
Licensed in FloridaAgents who know Florida roads and rules
Open 7 days8am–7pm, including weekends
Fast certificatesOften issued the same day
Who we insure
Built for the vehicles that do the work.
From one pickup to a growing fleet, tell us what you drive and how you use it. We match you with carriers that want your kind of business.
Contractors & trades
Pickups with ladder racks, tool boxes and trailers for GCs, roofers, electricians and more.
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Service vans
HVAC, plumbing, pest control, cleaning and mobile repair crews on the road all day.
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Box trucks & delivery
Couriers, movers and last-mile delivery with cargo, routes and multiple drivers.
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Bucket & boom trucks
F-450 and F-550 bucket trucks for electrical, utility, sign and tree crews working at height.
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Hauling & dump
Dump trucks, flatbeds and haulers moving fill, debris and materials.
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Growing fleets
Five vehicles or fifty. One policy, one agent, and a renewal we re-shop when you ask.
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Coverage
What a commercial auto policy can include.
- Auto liability
- Pays for injuries and property damage you cause to others. Every business vehicle needs it.
- Physical damage
- Collision and comprehensive to repair or replace your own vehicles after a crash, theft, storm or fire.
- Hired & non-owned auto
- Covers your business when employees drive rentals or their own cars for work.
- Uninsured motorist
- Protects your drivers when the other driver has little or no insurance.
- Medical payments & PIP
- Helps with medical bills for your driver and passengers after an accident.
- Tools & cargo
- Optional protection for the equipment and goods you carry.
Coverage depends on the carrier and policy you choose. Your agent will explain exactly what's included.
How it works
Three stops between you and coverage.
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Tell us what you drive
Vehicles, drivers and how you use them. Online in about two minutes, or over the phone.
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We shop multiple carriers
Your agent compares quotes side by side, so you see real options instead of a single take-it-or-leave-it price.
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Choose and get on the road
Pick the coverage that fits. We bind it and send your certificates, often the same day.
Real people
Agents who pick up the phone. And call you back.
- Open 7 days, 8am–7pm. Your trucks don't take weekends off, so we don't either.
- A plain-English walkthrough on every quote. Know what you're paying for before you sign.
- Renewal time, re-shopped. Ask us to compare carriers again before your policy renews.
- Certificates when the job needs them. Often the same day you ask.
Questions
Straight answers.
Don't see yours? Call and ask. That's what we're here for.
I use my personal truck for work. Do I need commercial auto?
Often, yes. Many personal auto policies limit or exclude regular business use, like hauling tools, driving to job sites or carrying employees. If a vehicle is owned by your business or used mainly for work, a commercial policy is usually the right fit. An agent can review how you use the vehicle and tell you where you stand.
How much coverage does Florida require?
Minimums depend on your vehicle's weight and how it's used. Heavier trucks carry higher liability requirements, and businesses that haul across state lines may have federal requirements too. Your agent will confirm exactly what applies to your vehicles and whether higher limits make sense for your contracts.
How fast can I get a certificate of insurance?
Often the same day your policy is bound. Send us the certificate holder's details and we'll get it out quickly.
What's the difference between a broker and an insurance company?
An insurance company can only sell its own policies. As a broker, we work with multiple carriers and compare their quotes for you, so you can choose based on price and coverage instead of taking the only offer on the table.
Can you cover drivers with tickets or accidents?
Often, yes. Every carrier has different guidelines, which is exactly why shopping several of them helps. Tell us about your drivers up front and we'll find the carriers most likely to say yes.
Your next stop: a better quote.
Compare commercial auto options in one call, 7 days a week.